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Tue Nov 23 2021
Serves as a DeFi product on Aimedis ecosystem
1- Diversifying the utility and extending the trading characteristic of the medical and scientific NFTs on the Aimedis platform
2- Creating an instant and direct market between private sector hospitals and patients using the medical data as a part of the insurance-model payment scheme for medical services.
3- Encouraging patients to be part of the Aimedis ecosystem by subscribing to HealthFi services that grant them medical services at lower costs than could be loaned/credited, incentivized, or purchased on collateral against (Their medical data or AIMx token).
4- Encouraging Hospitals (especially big chains private sector hospitals) to partner with Aimedis by offering them the HealthFi model that drives them more revenue and helps them acquire larger market share, especially in medical services that are not covered by regular health insurance such as ophthalmology, dentistry, and plastic surgery.
First, from a private sector hospital’s perspective
1- Private hospitals have patients’ data from their workflow; hospitals incorporate it in medical NFTs on the Aimedis marketplace.
2- These NFTs will have a pre-estimated price tag, with a bracket for every medical and therapeutic category. For instance,
- Chronic disorders X USD
- Oncology and Cancer treatment 10X USD
- Covid-related treatment 5X USD
3- Now, hospitals know the value of each medical service they give based on medical data extracted during the treatment process.
4- Hospitals can partner with Aimedis to use the platform to store and organize data for each patient.
5- Aimedis hospital partners are featured on the platform and published for patients based on geographic algorithms. So patients around the world can use a feature to know where the nearest hospital is Aimedis partner. In other words (Hospitals that accept medical data as payment and, moreover, “Crypto” payments).
Benefits for hospitals from this partnership?
1- Drive more revenue from the increased workflow (especially in medical services that are not covered by insurance or fancy non-essential services that generally have a lower flow).
2- Maximizing the profits from the expenses paid to cover (medical devices, instruments, human resources, and infrastructures).
3- Help get global recognition for Health Tourism for the exclusive services they provide.
4- Institutional exposure in Crypto for corporates that have this planned.
5- Acquiring a larger market share in specific services (Dental, cosmetic, plastic surgery, Bariatric surgery, Chiropractic care, and others.
6- Acquiring patients’ medical data permanently, which they can monetize in the B2B NFTs marketplace at a pre-estimated value.
Second, from the patients” perspective.
1- Patients pay heavily for health insurance which in some cases doesn’t cover everything. OR cover with a limited quota.
2- Patients with no health insurance could be exposed to large bills, especially after the government credits them (The USA model).
3- In poorer countries, patients neither have insurance nor could have medical services in advance that the government can credit them for later. Which causes a lot of treatment failure and a high mortality rate for easily preventable conditions.
1- Patients have medical data generated, collected, and organized by service providers and will be monetized in the B2B NFTs marketplace at a pre-estimated value.
2- Patients can choose between waiting for the NFTs to be sold by service providers, getting their incentives, or getting medical services from Aimedis partners as a loan against their medical data in the NFTs as a collateral.
3- Patients can get medical services from the same service provider that has their data in the NFT owned by the hospital FOR FREE and close a direct sale automatically by smart contracts for their medical data to the service provider. (Direct exchange of medical data for the medical service).
4- In case of medical service for loan on medical data collateral:
Patients repay their loan to the hospitals on the due date and keep their slot in NFTs open (which is compounding by adding more data in the future) and get incentivized as soon as the NFT is sold.
Patients can’t repay their loan or exceed the due date, smart contracts automatically liquidate their slot in the NFT, and the data acquisition moves to the service provider.
Suppose the medical service initially estimates more than the patient’s incentive in the medical NFT. In that case, patients can deposit AIMx to increase the collateral size and get more medical services.
Patients can STAKE AIMx at a 12.5% interest rate to gain the following benefits:
1- Receiving medical services that could be paid annually by the APY (at a 10% discount).
2- Increasing collateral size exponentially by staking the AIMx deposit similar to Case #3
3- Receiving special access to all Aimedis digital services for patients.
4- Extending medical services loan due date period compared to normal collateralization.
From Aimedis perspective
1- Extending the current medical and scientific B2B NFTs functionality by adding an instant market between patients and hospitals.
2- Using the model to directly market the Aimedis platform for big chains hospitals by offering the benefits of the HealthFi model.
3- Increasing users for the Aimedis platform of patients who want to benefit from the HealthFi model that will grant them a wide range of options introduced for THE FIRST TIME IN HEALTH CARE.
1- Medical services as a loan (using medical data Or Crypto as collateral).
2- Staking AIMx for accessing free medical services.
3- Completely FREE medical service (Medical services for medical data).